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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,849 | $165,381-92.8% | $149,730-92.1% | $158,966-92.5% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | -0.18% | 348.29%-348.5pp | 276.70%-276.9pp | 302.95%-303.1pp |
| Employer contribution / active EE | $1,931 | $5,104-62.2% | $4,645-58.4% | $4,762-59.5% |
| Participant deferral / active EE | $4,877 | $7,182-32.1% | $6,843-28.7% | $5,983-18.5% |
| Admin fee / account holder | $6,603 | $10,809-38.9% | $9,310-29.1% | $11,250-41.3% |