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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,503 | $148,623-65.3% | $135,974-62.1% | $139,466-63.1% |
| Participation rate | 37.5% | 83.9%-46.4pp | 81.9%-44.4pp | 80.3%-42.8pp |
| Annual return | 17.77% | 79.30%-61.5pp | 68.30%-50.5pp | 373.66%-355.9pp |
| Employer contribution / active EE | $1,116 | $5,246-78.7% | $4,859-77.0% | $4,754-76.5% |
| Participant deferral / active EE | $2,884 | $8,103-64.4% | $7,760-62.8% | $6,712-57.0% |
| Admin fee / account holder | $188 | $12,406-98.5% | $10,767-98.3% | $11,409-98.4% |