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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,675 | $138,102-74.9% | $125,381-72.3% | $134,532-74.2% |
| Participation rate | 37.5% | 84.5%-47.0pp | 82.4%-44.9pp | 81.2%-43.7pp |
| Annual return | -18.79% | 750.73%-769.5pp | 572.31%-591.1pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,058 | $5,245-79.8% | $4,815-78.0% | $4,741-77.7% |
| Participant deferral / active EE | $2,918 | $7,801-62.6% | $7,448-60.8% | $6,401-54.4% |
| Admin fee / account holder | $8,340 | $11,568-27.9% | $10,007-16.7% | $11,429-27.0% |