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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,099 | $104,098-86.5% | $140,514-90.0% | $94,015-85.0% |
| Participation rate | 85.4% | 73.7%+11.7pp | 77.8%+7.6pp | 70.8%+14.5pp |
| Annual return | 60.11% | 15.14%+45.0pp | 14.36%+45.8pp | 17.84%+42.3pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,972 | $4,033-26.3% | $4,919-39.6% | $4,249-30.1% |
| Admin fee / account holder | $642 | $10,439-93.8% | $13,697-95.3% | $8,951-92.8% |