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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,327 | $100,139-76.7% | $85,187-72.6% | $145,884-84.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 81.53% | 84.15%-2.6pp | 66.67%+14.9pp | 551.85%-470.3pp |
| Employer contribution / active EE | $4,088 | $3,238+26.2% | $2,732+49.6% | $4,662-12.3% |
| Participant deferral / active EE | $11,823 | $5,296+123.3% | $4,525+161.3% | $6,690+76.7% |
| Admin fee / account holder | $980 | $7,262-86.5% | $6,162-84.1% | $13,392-92.7% |