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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,738 | $57,061-56.6% | $85,063-70.9% | $80,911-69.4% |
| Participation rate | 38.5% | 56.3%-17.9pp | 67.5%-29.0pp | 67.6%-29.2pp |
| Annual return | 19.83% | 21.66%-1.8pp | 66.54%-46.7pp | 35.63%-15.8pp |
| Employer contribution / active EE | $972 | $1,799-46.0% | $2,727-64.4% | $2,756-64.7% |
| Participant deferral / active EE | $1,668 | $3,110-46.4% | $4,523-63.1% | $4,297-61.2% |
| Admin fee / account holder | $260 | $4,986-94.8% | $6,155-95.8% | $6,935-96.2% |