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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,004 | $93,117-77.4% | $77,096-72.8% | $134,532-84.4% |
| Participation rate | 35.3% | 74.5%-39.2pp | 67.9%-32.6pp | 81.2%-45.9pp |
| Annual return | -23.43% | 62.67%-86.1pp | 42.35%-65.8pp | 418.27%-441.7pp |
| Employer contribution / active EE | $847 | $3,420-75.2% | $2,814-69.9% | $4,741-82.1% |
| Participant deferral / active EE | $1,863 | $5,241-64.5% | $4,429-57.9% | $6,401-70.9% |
| Admin fee / account holder | $100 | $6,948-98.6% | $5,428-98.2% | $11,429-99.1% |