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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,068 | $118,869+36.3% | $96,575+67.8% | $167,518-3.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 15.70% | 50.49%-34.8pp | 37.79%-22.1pp | 478.71%-463.0pp |
| Employer contribution / active EE | $43,770 | $3,120+1302.9% | $2,357+1757.2% | $4,838+804.6% |
| Participant deferral / active EE | $19,500 | $4,616+322.4% | $3,849+406.6% | $6,342+207.5% |
| Admin fee / account holder | $4,657 | $8,067-42.3% | $6,182-24.7% | $12,312-62.2% |