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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,849 | $95,915+95.8% | $79,580+136.1% | $134,532+39.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -20.56% | -2.71%-17.8pp | 0.15%-20.7pp | 418.27%-438.8pp |
| Employer contribution / active EE | $38,600 | $3,129+1133.7% | $2,413+1499.4% | $4,741+714.2% |
| Participant deferral / active EE | $20,500 | $4,693+336.8% | $3,985+414.4% | $6,401+220.3% |
| Admin fee / account holder | $816 | $9,132-91.1% | $6,835-88.1% | $11,429-92.9% |