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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,642 | $59,402-4.6% | $93,654-39.5% | $74,546-24.0% |
| Participation rate | 41.2% | 59.7%-18.5pp | 68.7%-27.5pp | 67.2%-26.0pp |
| Annual return | 23.65% | 81.86%-58.2pp | 133.34%-109.7pp | 1366.03%-1342.4pp |
| Employer contribution / active EE | $2,551 | $1,265+101.7% | $2,421+5.4% | $2,624-2.8% |
| Participant deferral / active EE | $3,837 | $3,049+25.9% | $4,413-13.0% | $4,347-11.7% |
| Admin fee / account holder | $9,212 | $3,023+204.7% | $8,282+11.2% | $1,944+374.0% |