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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,642 | $59,448-4.7% | $93,696-39.5% | $74,459-23.9% |
| Participation rate | 41.2% | 59.6%-18.5pp | 68.7%-27.5pp | 67.2%-26.0pp |
| Annual return | 23.65% | 82.11%-58.5pp | 133.74%-110.1pp | 1369.70%-1346.0pp |
| Employer contribution / active EE | $2,551 | $1,266+101.5% | $2,422+5.3% | $2,626-2.8% |
| Participant deferral / active EE | $3,837 | $3,052+25.7% | $4,417-13.1% | $4,350-11.8% |
| Admin fee / account holder | $9,212 | $3,027+204.3% | $8,287+11.2% | $1,945+373.7% |