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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,677 | $69,118-77.3% | $53,647-70.8% | $138,895-88.7% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 45.67% | 248.26%-202.6pp | 358.33%-312.7pp | 145.39%-99.7pp |
| Employer contribution / active EE | $3,419 | $1,189+187.4% | $962+255.3% | $4,194-18.5% |
| Participant deferral / active EE | $5,280 | $2,274+132.2% | $1,813+191.2% | $6,396-17.5% |
| Admin fee / account holder | $1,208 | $2,724-55.6% | $2,460-50.9% | $12,562-90.4% |