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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,261 | $58,848+17.7% | $88,179-21.5% | $82,637-16.2% |
| Participation rate | 88.0% | 57.9%+30.1pp | 69.1%+18.9pp | 68.1%+19.9pp |
| Annual return | 17.91% | 22.76%-4.8pp | 64.97%-47.1pp | 53.51%-35.6pp |
| Employer contribution / active EE | $4,983 | $1,678+196.9% | $2,549+95.5% | $2,552+95.2% |
| Participant deferral / active EE | $7,474 | $3,124+139.3% | $4,614+62.0% | $4,126+81.1% |
| Admin fee / account holder | $1,272 | $4,795-73.5% | $7,673-83.4% | $7,339-82.7% |