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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,632 | $109,372-70.2% | $89,414-63.5% | $158,966-79.5% |
| Participation rate | 95.2% | 74.3%+21.0pp | 68.0%+27.3pp | 82.0%+13.3pp |
| Annual return | 21.57% | 345.55%-324.0pp | 245.50%-223.9pp | 302.95%-281.4pp |
| Employer contribution / active EE | $4,061 | $3,171+28.1% | $2,586+57.0% | $4,762-14.7% |
| Participant deferral / active EE | $8,132 | $4,598+76.9% | $3,890+109.1% | $5,983+35.9% |
| Admin fee / account holder | $2,542 | $6,156-58.7% | $4,883-47.9% | $11,250-77.4% |