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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,277 | $99,053-63.4% | $88,179-58.9% | $138,895-73.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 22.74% | 78.17%-55.4pp | 64.97%-42.2pp | 145.39%-122.7pp |
| Employer contribution / active EE | $2,130 | $2,882-26.1% | $2,549-16.4% | $4,194-49.2% |
| Participant deferral / active EE | $2,532 | $5,225-51.5% | $4,614-45.1% | $6,396-60.4% |
| Admin fee / account holder | $659 | $8,748-92.5% | $7,673-91.4% | $12,562-94.8% |