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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,821 | $101,672-79.5% | $147,117-85.8% | $74,478-72.0% |
| Participation rate | 98.3% | 75.5%+22.8pp | 82.2%+16.2pp | 67.2%+31.1pp |
| Annual return | 19.81% | 8757.83%-8738.0pp | 420.54%-400.7pp | 1370.56%-1350.7pp |
| Employer contribution / active EE | $2,067 | $3,813-45.8% | $4,932-58.1% | $2,626-21.3% |
| Participant deferral / active EE | $3,570 | $7,305-51.1% | $8,065-55.7% | $4,350-17.9% |
| Admin fee / account holder | $1,352 | $1,753-22.9% | $12,993-89.6% | $1,946-30.5% |