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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,383 | $108,695+17.2% | $74,722+70.5% | $152,897-16.7% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 23.22% | 114.11%-90.9pp | 753.11%-729.9pp | 345.43%-322.2pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $15,000 | $2,712+453.1% | $1,963+664.1% | $5,851+156.4% |
| Admin fee / account holder | $2,015 | $4,906-58.9% | $3,335-39.6% | $11,599-82.6% |