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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,696 | $107,030+0.6% | $73,550+46.4% | $147,586-27.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | 14.61% | 38.25%-23.6pp | -15.16%+29.8pp | 578.59%-564.0pp |
| Employer contribution / active EE | $18,028 | $1,760+924.1% | $1,219+1378.8% | $4,876+269.7% |
| Participant deferral / active EE | $11,850 | $2,458+382.1% | $1,804+556.8% | $5,439+117.9% |
| Admin fee / account holder | $1,272 | $3,055-58.4% | $2,320-45.2% | $10,886-88.3% |