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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,938 | $49,976-0.1% | $66,674-25.1% | $82,637-39.6% |
| Participation rate | 87.3% | 63.1%+24.2pp | 73.7%+13.6pp | 68.1%+19.2pp |
| Annual return | 15.05% | 39.09%-24.0pp | 321.24%-306.2pp | 53.51%-38.5pp |
| Employer contribution / active EE | $2,160 | $1,988+8.6% | $2,620-17.6% | $2,552-15.4% |
| Participant deferral / active EE | $4,144 | $2,847+45.6% | $4,084+1.5% | $4,126+0.4% |
| Admin fee / account holder | $842 | $4,594-81.7% | $5,098-83.5% | $7,339-88.5% |