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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,987 | $57,305-5.8% | $86,640-37.7% | $75,173-28.2% |
| Participation rate | 74.5% | 63.2%+11.3pp | 71.7%+2.8pp | 67.2%+7.3pp |
| Annual return | 16.76% | 2674.24%-2657.5pp | 592.52%-575.8pp | 160.72%-144.0pp |
| Employer contribution / active EE | $2,252 | $2,316-2.8% | $3,024-25.6% | $2,671-15.7% |
| Participant deferral / active EE | $4,894 | $3,320+47.4% | $4,438+10.3% | $4,126+18.6% |
| Admin fee / account holder | $8,458 | $4,116+105.5% | $5,616+50.6% | $5,651+49.7% |