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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,093 | $95,383-71.6% | $185,837-85.4% | $85,856-68.4% |
| Participation rate | 80.0% | 68.8%+11.2pp | 81.7%-1.7pp | 69.3%+10.7pp |
| Annual return | 14.62% | 23.59%-9.0pp | 122.08%-107.5pp | 318.58%-304.0pp |
| Employer contribution / active EE | $0 | $3,313-100.0% | $5,168-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,412 | $3,423-29.5% | $5,568-56.7% | $3,952-39.0% |
| Admin fee / account holder | $667 | $7,213-90.7% | $16,241-95.9% | $6,261-89.3% |