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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,344 | $202,342-89.0% | $172,752-87.1% | $152,897-85.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 65.28% | 1029.83%-964.5pp | 802.97%-737.7pp | 345.43%-280.1pp |
| Employer contribution / active EE | $1,844 | $5,858-68.5% | $5,144-64.2% | $4,764-61.3% |
| Participant deferral / active EE | $2,330 | $5,948-60.8% | $5,198-55.2% | $5,851-60.2% |
| Admin fee / account holder | $743 | $17,111-95.7% | $13,955-94.7% | $11,599-93.6% |