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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,033 | $96,691-85.5% | $86,656-83.8% | $139,487-89.9% |
| Participation rate | 76.9% | 74.4%+2.5pp | 71.7%+5.2pp | 80.3%-3.4pp |
| Annual return | 17.40% | 106.87%-89.5pp | 593.09%-575.7pp | 373.84%-356.4pp |
| Employer contribution / active EE | $1,124 | $3,267-65.6% | $3,025-62.8% | $4,755-76.4% |
| Participant deferral / active EE | $2,939 | $4,838-39.3% | $4,439-33.8% | $6,713-56.2% |
| Admin fee / account holder | $1,295 | $6,414-79.8% | $5,619-76.9% | $11,407-88.6% |