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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,395 | $103,038-93.8% | $90,324-92.9% | $152,909-95.8% |
| Participation rate | 90.0% | 75.9%+14.1pp | 73.3%+16.7pp | 82.5%+7.5pp |
| Annual return | 19.81% | 95.25%-75.4pp | 78.15%-58.3pp | 345.46%-325.7pp |
| Employer contribution / active EE | $1,405 | $3,141-55.3% | $2,856-50.8% | $4,764-70.5% |
| Participant deferral / active EE | $3,048 | $4,282-28.8% | $3,885-21.5% | $5,851-47.9% |
| Admin fee / account holder | $539 | $6,177-91.3% | $5,356-89.9% | $11,601-95.4% |