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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,530 | $90,607-96.1% | $79,467-95.6% | $135,380-97.4% |
| Participation rate | 88.9% | 76.0%+12.8pp | 73.3%+15.5pp | 82.6%+6.2pp |
| Annual return | 0.00% | 977.74%-977.7pp | 718.30%-718.3pp | 519.81%-519.8pp |
| Employer contribution / active EE | $977 | $3,068-68.2% | $2,800-65.1% | $4,779-79.6% |
| Participant deferral / active EE | $3,131 | $4,050-22.7% | $3,704-15.5% | $5,609-44.2% |
| Admin fee / account holder | $473 | $5,895-92.0% | $5,104-90.7% | $10,828-95.6% |