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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,694 | $167,504-38.1% | $151,628-31.6% | $134,509-22.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.86% | 7.81%-25.7pp | 3.34%-21.2pp | 418.13%-436.0pp |
| Employer contribution / active EE | $10,223 | $6,828+49.7% | $6,165+65.8% | $4,741+115.7% |
| Participant deferral / active EE | $8,115 | $8,985-9.7% | $8,363-3.0% | $6,400+26.8% |
| Admin fee / account holder | $902 | $13,779-93.5% | $11,613-92.2% | $11,427-92.1% |