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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,886 | $183,978-63.1% | $162,171-58.1% | $152,885-55.6% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.6%-0.1pp | 82.5%+5.0pp |
| Annual return | 27.92% | 150.78%-122.9pp | 115.60%-87.7pp | 345.39%-317.5pp |
| Employer contribution / active EE | $7,759 | $6,370+21.8% | $5,613+38.2% | $4,763+62.9% |
| Participant deferral / active EE | $7,746 | $8,033-3.6% | $7,297+6.1% | $5,851+32.4% |
| Admin fee / account holder | $627 | $13,122-95.2% | $10,843-94.2% | $11,598-94.6% |