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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,685 | $136,860-71.7% | $120,344-67.9% | $154,746-75.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 16.56% | 21.38%-4.8pp | 20.30%-3.7pp | 172.34%-155.8pp |
| Employer contribution / active EE | $3,332 | $3,533-5.7% | $3,020+10.3% | $4,379-23.9% |
| Participant deferral / active EE | $1,809 | $5,793-68.8% | $5,135-64.8% | $6,730-73.1% |
| Admin fee / account holder | $380 | $15,393-97.5% | $12,742-97.0% | $14,365-97.4% |