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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,457 | $138,078-91.7% | $125,363-90.9% | $134,509-91.5% |
| Participation rate | 84.2% | 84.5%-0.3pp | 82.4%+1.8pp | 81.2%+3.0pp |
| Annual return | -19.81% | 750.49%-770.3pp | 572.15%-592.0pp | 418.13%-437.9pp |
| Employer contribution / active EE | $2,559 | $5,245-51.2% | $4,815-46.9% | $4,741-46.0% |
| Participant deferral / active EE | $5,493 | $7,800-29.6% | $7,447-26.2% | $6,400-14.2% |
| Admin fee / account holder | $1,284 | $11,566-88.9% | $10,005-87.2% | $11,427-88.8% |