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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,329 | $165,381-93.8% | $149,730-93.1% | $158,966-93.5% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 56.91% | 348.29%-291.4pp | 276.70%-219.8pp | 302.95%-246.0pp |
| Employer contribution / active EE | $2,830 | $5,104-44.6% | $4,645-39.1% | $4,762-40.6% |
| Participant deferral / active EE | $6,525 | $7,182-9.2% | $6,843-4.6% | $5,983+9.1% |
| Admin fee / account holder | $326 | $10,809-97.0% | $9,310-96.5% | $11,250-97.1% |