Filings through .
3 of 19 flags tripped on the 2025 filing.
Low employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
Possible retail share class: $2K
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 6 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
5 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$77K in admin expenses, $89 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
11 funds of $250K or more; 53 lines in all, holding $44.8M of the plan's $50.1M. Recordkeeper: not identified.
| Fund | Dollars | % of funds% |
|---|---|---|
| State Street SPDR Portfolio S&P N/R State Street (SSgA) · ETF Index | $15.5M | 34.6% |
| Vanguard S&P 500 ETF Vanguard · ETF | $10.8M | 24.0% |
| Vanguard Total Stock Market Index Fund Vanguard · ETF Index | $8.7M | 19.5% |
| Vanguard Ftse Emerging Markets Vanguard · Mutual fund | $3.4M | 7.7% |
| 400 Mid Cap ETF State Street State Street (SSgA) · ETF Index | $1.7M | 3.7% |
| Vanguard Total International Bond Index Fund Vanguard · Mutual fund | $863K | 1.9% |
| Vanguard Small-Cap Value Index Fund Vanguard · ETF Index | $551K | 1.2% |
| Goldman Sachs Activebeta US Goldman Sachs · Mutual fund | $496K | 1.1% |
| Large Cap Equity ETF Vanguard Vanguard · ETF | $456K | 1.0% |
| Government Bond ETF iShares BlackRock · ETF Index | $284K | 0.6% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
43 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 3 funds, dropped 2 funds, likely replaced 1 fund. Moved 1 fund from collective trust to mutual fund. Changed share class on 1 fund.
| Fund | Year-end value |
|---|---|
| AddedVanguard S&P 500 ETF | $10.8M |
| DroppedVanguard Developed Markets Index Fund | $6.5M |
| ReplacedHighiShares Core Total US Bond Market ETF to Markets Bond ETF Vanguard | $2.8M to $257K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
43 more lines and 5 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 1 by compensation.
| Provider | Compensation |
|---|---|
BETTERMENT FOR BUSINESS, LLC4 years Service code 27 · EIN 47-4872674 8 W. 24TH STREET · NEW YORK, NY 10010 Advisory (Plan) | $76,644 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
3 contacts
6 filings · 2020 to 2025