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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,408 | $53,774+27.2% | $134,162-49.0% | $79,852-14.3% |
| Participation rate | 34.5% | 58.8%-24.2pp | 72.2%-37.6pp | 69.6%-35.1pp |
| Annual return | 15.52% | 19.01%-3.5pp | 36.35%-20.8pp | 31.72%-16.2pp |
| Employer contribution / active EE | $842 | $1,322-36.3% | $3,705-77.3% | $2,471-65.9% |
| Participant deferral / active EE | $2,179 | $2,420-10.0% | $3,500-37.7% | $3,740-41.7% |
| Admin fee / account holder | $65 | $3,985-98.4% | $6,685-99.0% | $5,306-98.8% |