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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,459 | $44,221+5.1% | $121,220-61.7% | $56,287-17.5% |
| Participation rate | 27.7% | 61.1%-33.3pp | 71.8%-44.0pp | 69.9%-42.1pp |
| Annual return | -6.45% | -3.58%-2.9pp | 16.94%-23.4pp | -9.96%+3.5pp |
| Employer contribution / active EE | $449 | $1,480-69.7% | $4,023-88.8% | $2,111-78.7% |
| Participant deferral / active EE | $1,142 | $2,521-54.7% | $3,345-65.9% | $3,350-65.9% |
| Admin fee / account holder | $61 | $480-87.3% | $5,021-98.8% | $521-88.3% |