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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,960 | $75,541-55.0% | $152,093-77.7% | $82,637-58.9% |
| Participation rate | 93.3% | 66.5%+26.8pp | 77.8%+15.6pp | 68.1%+25.3pp |
| Annual return | 19.53% | 32.56%-13.0pp | 66.36%-46.8pp | 53.51%-34.0pp |
| Employer contribution / active EE | $4,881 | $2,622+86.1% | $4,175+16.9% | $2,552+91.2% |
| Participant deferral / active EE | $5,327 | $3,206+66.2% | $5,451-2.3% | $4,126+29.1% |
| Admin fee / account holder | $4,475 | $6,405-30.1% | $14,497-69.1% | $7,339-39.0% |