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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,505 | $76,519-94.1% | $56,025-92.0% | $145,897-96.9% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 19.30% | 3017.03%-2997.7pp | 1712.69%-1693.4pp | 552.29%-533.0pp |
| Employer contribution / active EE | $773 | $1,383-44.1% | $1,042-25.8% | $4,663-83.4% |
| Participant deferral / active EE | $773 | $2,624-70.6% | $1,955-60.5% | $6,689-88.4% |
| Admin fee / account holder | $933 | $3,331-72.0% | $2,828-67.0% | $13,390-93.0% |