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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,799 | $67,823-87.0% | $52,425-83.2% | $137,256-93.6% |
| Participation rate | 40.0% | 63.9%-23.9pp | 55.6%-15.6pp | 80.0%-40.0pp |
| Annual return | 32.99% | 219.11%-186.1pp | 302.12%-269.1pp | 220.34%-187.4pp |
| Employer contribution / active EE | $697 | $1,163-40.1% | $914-23.8% | $4,156-83.2% |
| Participant deferral / active EE | $697 | $2,288-69.5% | $1,790-61.1% | $6,407-89.1% |
| Admin fee / account holder | $464 | $2,844-83.7% | $2,495-81.4% | $12,270-96.2% |