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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,799 | $94,439-90.7% | $73,658-88.1% | $154,746-94.3% |
| Participation rate | 40.0% | 64.7%-24.7pp | 57.0%-17.0pp | 80.7%-40.7pp |
| Annual return | 32.99% | 28.25%+4.7pp | 29.72%+3.3pp | 172.34%-139.4pp |
| Employer contribution / active EE | $697 | $1,257-44.6% | $1,032-32.5% | $4,379-84.1% |
| Participant deferral / active EE | $697 | $2,527-72.4% | $2,062-66.2% | $6,730-89.6% |
| Admin fee / account holder | $464 | $3,843-87.9% | $3,357-86.2% | $14,365-96.8% |