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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,974 | $198,457-74.8% | $170,435-70.7% | $147,586-66.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.17% | 257.30%-241.1pp | 205.94%-189.8pp | 578.59%-562.4pp |
| Employer contribution / active EE | $6,778 | $6,183+9.6% | $5,432+24.8% | $4,876+39.0% |
| Participant deferral / active EE | $4,667 | $5,629-17.1% | $4,939-5.5% | $5,439-14.2% |
| Admin fee / account holder | $898 | $16,852-94.7% | $13,881-93.5% | $10,886-91.7% |