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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,397 | $217,432-92.5% | $185,851-91.2% | $167,553-90.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.30% | 148.43%-133.1pp | 122.11%-106.8pp | 478.89%-463.6pp |
| Employer contribution / active EE | $4,159 | $5,874-29.2% | $5,168-19.5% | $4,840-14.1% |
| Participant deferral / active EE | $3,895 | $6,357-38.7% | $5,569-30.0% | $6,343-38.6% |
| Admin fee / account holder | $1,354 | $19,820-93.2% | $16,245-91.7% | $12,316-89.0% |