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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,018 | $75,541+117.1% | $152,093+7.8% | $82,637+98.5% |
| Participation rate | 92.0% | 66.5%+25.5pp | 77.8%+14.2pp | 68.1%+23.9pp |
| Annual return | 18.12% | 32.56%-14.4pp | 66.36%-48.2pp | 53.51%-35.4pp |
| Employer contribution / active EE | $6,526 | $2,622+148.9% | $4,175+56.3% | $2,552+155.7% |
| Participant deferral / active EE | $5,904 | $3,206+84.2% | $5,451+8.3% | $4,126+43.1% |
| Admin fee / account holder | $4,700 | $6,405-26.6% | $14,497-67.6% | $7,339-36.0% |