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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,197 | $77,908+46.6% | $149,696-23.7% | $75,173+51.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 15.24% | 31.73%-16.5pp | 134.46%-119.2pp | 160.72%-145.5pp |
| Employer contribution / active EE | $4,890 | $3,138+55.9% | $4,821+1.4% | $2,671+83.1% |
| Participant deferral / active EE | $6,128 | $3,411+79.6% | $5,682+7.8% | $4,126+48.5% |
| Admin fee / account holder | $1,282 | $5,950-78.5% | $13,212-90.3% | $5,651-77.3% |