Retirement plan

HOJ MANAGEMENT CO., INC. 401(K) PROFIT SHARING PLAN

Name: HOJ MANAGEMENT CO., INC. - HOJ MANAGEMENT CO., INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: HOJ MANAGEMENT CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOJ MANAGEMENT CO., INC. 401(K) PROFIT SHARING PLAN, HOJ MANAGEMENT CO., INC.

HOJ MANAGEMENT CO., INC.EIN 82-2027797Plan #001PY 2025

862 WEST FINE DRIVE - SALT LAKE CITY, UT 84119801-266-8881

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$21.5M

+17.0% from 2024

Total participants

193

-9.4% from 2024

Average account balance

$141,441

+27.7% from 2024

Annual return

15.27%

+2.03 pp from 2024

Benchmarks

See 799 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort799 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$141K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

152

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

76.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.47M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$297

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE6+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$49,422
TINGEY ADVISORS INC6+ years Service code 26 2101 E MURRAY-HOLLADAY RD #200 · SALT LAKE CITY, UT 84117	Advisory (Participants)	$40,324
NATIONAL BENEFIT SERVICES, LLC6+ years Filed as: NATIONAL BENEFIT SERVICES LLC Service code 13 · EIN 20-3886993	Contract Administrator	$4,776

Plan features & details

Pension benefit codes2J2E2K2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$45K

$262 / participant

Contract admin$45K100.0%

% of EOY assets

0.210%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,441

$91,760+54.1%

$156,181-9.4%

$67,986+108.0%

Participation rate

76.2%

65.0%+11.1pp

78.8%-2.7pp

57.2%+19.0pp

Annual return

15.27%

18.14%-2.9pp

64.87%-49.6pp

31.67%-16.4pp

Employer contribution / active EE

$2,271

$2,419-6.1%

$4,294-47.1%

$2,019+12.5%

Participant deferral / active EE

$6,268

$3,960+58.3%

$6,132+2.2%

$3,358+86.7%

Admin fee / account holder

$297

$3,949-92.5%

$14,586-98.0%

$3,203-90.7%

Provider

Service type

Compensation

NATIONWIDE6+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$49,422

TINGEY ADVISORS INC6+ years

Service code 26

2101 E MURRAY-HOLLADAY RD #200 · SALT LAKE CITY, UT 84117

Advisory (Participants)

$40,324

NATIONAL BENEFIT SERVICES, LLC6+ years

Filed as: NATIONAL BENEFIT SERVICES LLC

Service code 13 · EIN 20-3886993

Contract Administrator

$4,776

HOJ MANAGEMENT CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOJ MANAGEMENT CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion