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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,373 | $154,228-69.3% | $145,433-67.4% | $137,256-65.5% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 19.31% | 74.59%-55.3pp | 66.58%-47.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $2,966 | $4,804-38.3% | $4,554-34.9% | $4,156-28.6% |
| Participant deferral / active EE | $10,280 | $8,216+25.1% | $7,897+30.2% | $6,407+60.5% |
| Admin fee / account holder | $2,773 | $14,344-80.7% | $13,129-78.9% | $12,270-77.4% |