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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,416 | $29,319+72.0% | $52,425-3.8% | $82,448-38.9% |
| Participation rate | 26.3% | 46.9%-20.5pp | 55.6%-29.3pp | 68.1%-41.8pp |
| Annual return | 18.97% | 535.20%-516.2pp | 302.12%-283.2pp | 41.64%-22.7pp |
| Employer contribution / active EE | $327 | $586-44.3% | $914-64.2% | $2,551-87.2% |
| Participant deferral / active EE | $1,463 | $1,171+24.9% | $1,790-18.3% | $4,139-64.6% |
| Admin fee / account holder | $3,420 | $1,962+74.3% | $2,495+37.1% | $7,234-52.7% |