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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,974 | $156,398+45.1% | $147,318+54.1% | $138,895+63.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.60% | 78.75%-58.1pp | 70.43%-49.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $27,381 | $4,853+464.2% | $4,593+496.2% | $4,194+552.8% |
| Participant deferral / active EE | $11,828 | $8,237+43.6% | $7,906+49.6% | $6,396+84.9% |
| Admin fee / account holder | $10,863 | $14,976-27.5% | $13,708-20.8% | $12,562-13.5% |