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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,974 | $154,228+47.2% | $145,433+56.1% | $137,256+65.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.60% | 74.59%-54.0pp | 66.58%-46.0pp | 220.34%-199.7pp |
| Employer contribution / active EE | $27,381 | $4,804+470.0% | $4,554+501.2% | $4,156+558.8% |
| Participant deferral / active EE | $11,828 | $8,216+44.0% | $7,897+49.8% | $6,407+84.6% |
| Admin fee / account holder | $10,863 | $14,344-24.3% | $13,129-17.3% | $12,270-11.5% |