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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,182 | $148,582-50.7% | $135,942-46.2% | $139,456-47.5% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 15.83% | 79.26%-63.4pp | 68.28%-52.4pp | 373.45%-357.6pp |
| Employer contribution / active EE | $1,151 | $5,245-78.1% | $4,858-76.3% | $4,753-75.8% |
| Participant deferral / active EE | $9,688 | $8,101+19.6% | $7,759+24.9% | $6,711+44.4% |
| Admin fee / account holder | $4,307 | $12,402-65.3% | $10,764-60.0% | $11,407-62.2% |