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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,390 | $95,406-83.9% | $185,849-91.7% | $85,847-82.1% |
| Participation rate | 43.9% | 68.8%-24.9pp | 81.7%-37.8pp | 69.3%-25.4pp |
| Annual return | 13.75% | 23.59%-9.8pp | 122.10%-108.3pp | 318.61%-304.9pp |
| Employer contribution / active EE | $1,019 | $3,314-69.3% | $5,169-80.3% | $2,565-60.3% |
| Participant deferral / active EE | $1,068 | $3,424-68.8% | $5,569-80.8% | $3,952-73.0% |
| Admin fee / account holder | $599 | $7,214-91.7% | $16,244-96.3% | $6,261-90.4% |