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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,446 | $61,356-74.8% | $149,696-89.7% | $71,511-78.4% |
| Participation rate | 29.0% | 62.5%-33.5pp | 78.8%-49.8pp | 67.9%-38.9pp |
| Annual return | 31.96% | 35.86%-3.9pp | 134.46%-102.5pp | 28.86%+3.1pp |
| Employer contribution / active EE | $753 | $2,382-68.4% | $4,821-84.4% | $2,589-70.9% |
| Participant deferral / active EE | $1,008 | $2,920-65.5% | $5,682-82.3% | $4,291-76.5% |
| Admin fee / account holder | $574 | $1,263-54.5% | $13,212-95.7% | $1,588-63.8% |