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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,990 | $55,713-71.3% | $75,901-78.9% | $72,975-78.1% |
| Participation rate | 91.6% | 61.1%+30.4pp | 69.3%+22.3pp | 69.5%+22.1pp |
| Annual return | 18.09% | 27.60%-9.5pp | 30.76%-12.7pp | 81.01%-62.9pp |
| Employer contribution / active EE | $1,043 | $1,687-38.2% | $2,501-58.3% | $2,440-57.3% |
| Participant deferral / active EE | $2,086 | $2,634-20.8% | $3,603-42.1% | $3,608-42.2% |
| Admin fee / account holder | $657 | $3,980-83.5% | $5,420-87.9% | $5,124-87.2% |