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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,845 | $49,280-78.0% | $67,313-83.9% | $64,173-83.1% |
| Participation rate | 90.8% | 60.8%+30.0pp | 69.1%+21.7pp | 69.6%+21.2pp |
| Annual return | -8.26% | -1.39%-6.9pp | -4.08%-4.2pp | 7.63%-15.9pp |
| Employer contribution / active EE | $916 | $1,668-45.1% | $2,566-64.3% | $2,381-61.5% |
| Participant deferral / active EE | $1,806 | $2,484-27.3% | $3,568-49.4% | $3,470-48.0% |
| Admin fee / account holder | $341 | $3,863-91.2% | $4,507-92.4% | $4,887-93.0% |