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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,465 | $176,077-81.6% | $159,455-79.6% | $167,518-80.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.47% | 331.83%-320.4pp | 263.63%-252.2pp | 478.71%-467.2pp |
| Employer contribution / active EE | $1,950 | $5,298-63.2% | $4,830-59.6% | $4,838-59.7% |
| Participant deferral / active EE | $6,111 | $7,751-21.2% | $7,353-16.9% | $6,342-3.6% |
| Admin fee / account holder | $2,908 | $12,556-76.8% | $10,800-73.1% | $12,312-76.4% |