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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,911 | $165,361-84.9% | $149,715-83.4% | $158,950-84.3% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 16.79% | 348.24%-331.4pp | 276.66%-259.9pp | 302.91%-286.1pp |
| Employer contribution / active EE | $1,740 | $5,103-65.9% | $4,645-62.5% | $4,762-63.5% |
| Participant deferral / active EE | $4,909 | $7,182-31.6% | $6,842-28.3% | $5,983-17.9% |
| Admin fee / account holder | $3,229 | $10,808-70.1% | $9,310-65.3% | $11,248-71.3% |