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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,626 | $29,736-30.6% | $56,033-63.2% | $80,935-74.5% |
| Participation rate | 21.9% | 41.7%-19.8pp | 52.5%-30.6pp | 67.7%-45.8pp |
| Annual return | 35.21% | 35.28%-0.1pp | 1711.38%-1676.2pp | 35.66%-0.5pp |
| Employer contribution / active EE | $310 | $671-53.9% | $1,041-70.3% | $2,757-88.8% |
| Participant deferral / active EE | $1,716 | $1,228+39.7% | $1,954-12.2% | $4,299-60.1% |
| Admin fee / account holder | $1,210 | $2,434-50.3% | $2,827-57.2% | $6,924-82.5% |