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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,853 | $29,319-5.0% | $52,425-46.9% | $82,448-66.2% |
| Participation rate | 18.5% | 46.9%-28.3pp | 55.6%-37.1pp | 68.1%-49.5pp |
| Annual return | 17.68% | 535.20%-517.5pp | 302.12%-284.4pp | 41.64%-24.0pp |
| Employer contribution / active EE | $392 | $586-33.1% | $914-57.1% | $2,551-84.6% |
| Participant deferral / active EE | $1,201 | $1,171+2.5% | $1,790-32.9% | $4,139-71.0% |
| Admin fee / account holder | $11,713 | $1,962+497.0% | $2,495+369.5% | $7,234+61.9% |